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Loans Share Certificates Fees

Effective as of: 07/15/2018
 
Loan Rates
 
Loan TypeLoan DescriptionApproximate TermsAnnual Percentage Rate
Consumer LoanPersonal LoanMaximum Term 66 Months*as low as 8.34%
Consumer LoanNew Auto Loan***as low as 3.24%
Consumer LoanUsed Auto Loan ***as low as 3.24%
Consumer LoanNew RecreationalMaximum Term 120 Months*as low as 3.24%
Consumer LoanUsed RecreationalMaximum Term 66 Months*as low as 3.24%
Consumer LoanLawn and Garden EquipmentMaximum Term 66 Months*as low as 3.24%
Additional Information
* All rates above this line are quoted with a .25% discount for automatic payments. Minimum Credit Score 720 to qualify for the lowest rate.
 
**New car loan amount must be $25,000 or more to be eligible for 72 month term. Used car maximum terms are based on the age of the used car to be used as collateral. No Down Payment required. Please call the Credit Union for further information.
 
Loan Example: $20,000 loan at 3.24% APR for 60 months would be $361.56 per month; total interest $1,693.28; and total of payments $21,693.28.
 
Please call the Credit Union at 304.485.4066 for the current mortgage loan rates.

Calculators

The calculators are for limited informational purposes only.

Financial decisions should not be made based solely on the results from these calculators.
Always consult with your accountant or other professional advisors when making
such decisions.

Personal Finance How much car can I afford? How long will it take to pay off my credit cards? What payments will it take to pay off my credit cards? Simple loan calculator How much can I borrow? What interest rate would I need? How long would it take to pay off a loan? What are the effects of inflation? What would my payments be? What is the future value of a dollar? Fixed Loan Scratchpad
Retirement Calculators IRA calculator. Roth IRA calculator. IRA deposit calculator. Roth IRA deposit calculator Simple Spending calculator How long would I be able to make withdrawals? What rate of return would I need? How much would I need to start with? How much could I withdraw each month?
Investment Calculators How can I save a million dollars? Investment yield calculator Present value calculator Future value calculator Simple savings goal calculator Stock investment profit calculator Stock basis cost scratchpad How much money could I save? What rate of return would I need? How much would I need to start with? How much would I need to save each month? How long must I save for a major purchase? How long will it take to double my money? What is the financial cost of dying? Asset Allocation Insurance vs. Taxable Fund
Home Finance Is refinancing my loan a good idea? What would my payments be for a balloon loan? What would I save if I made monthly prepayments? What would be my monthly prepayment? How much house can I qualify for? How much house can I afford? Which fixed rate loan is better for me? What are my payments for a fixed rate loan? What are my payments for an adjustable rate loan? Should I buy or rent my home? Which loan is better, fixed or adjustable? What is my mortgage payoff amount? Could I use a consolidation loan? What would I save with bi-weekly mortgage payments? What effect do rates and down payments make?
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